Risk indicator for all N26 accounts.
1
/6
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
Manage your money with N26 Spaces
Go premium, and create sub-accounts for all your financial goals. Save easily and find a better way to budget—all in one place on your smartphone.
Sub-accounts for whatever your need
Organizing your money, or simply saving up for that big purchase? As a premium feature, N26 Spaces lets you create up to 10 sub-accounts that sit alongside your main account. It’s a fast, flexible way to put money aside—whenever you want.
Share money with friends and family
Enjoy a better way to save and manage money with others, thanks to Shared Spaces. As a premium customer, create sub-accounts and invite up to 10 participants to join and manage funds together.
Pay from a Space and stay in control
Instantly link your virtual or physical Mastercard to a Space—and switch it up as often as you like. So whether you’re off to a wild bachelorette party or a bucket-list adventure, you’ll only be able to spend what’s in the linked Space. Relax, everything’s under control.
Create Rules, then forget them
Always forgetting to put money aside? Thanks to Rules with Spaces, set up recurring transfers between your main account and your spaces—simply set the amount and frequency, and watch that savings pile grow.
Spend to save with Round-Ups
Transfer funds whenever you want—in real-time. Each space is a separate sub-account, and you can drag and drop money between them by tapping the button next to the spaces’ name.
Make the most of Spaces. Get the most out of your money.
Move money between spaces
Transfer funds whenever you want—in real-time. Each space is a separate sub-account, and you can drag and drop money between them by tapping the button next to the spaces’ name.
Pay from your main account
Put money aside into a space to avoid spending it. Only your main account is attached to your card, and all payments come from here—including direct debits and standing orders.
Get a complete overview
Keeping track of multiple saving goals has never been easier. They’re all in one place—just give each space a descriptive name, and you’ll never forget what you’re saving for.
Set savings goals
Make progress towards your dreams, or just motivate yourself to save more. Each space lets you set a total amount, and shows you how close you are to reaching your goal.
Save and budget with N26 Spaces
New customer? Sign up for an N26 premium account to start saving up and budgeting your way. And if you already have one, simply log into your N26 app or WebApp to create your first space.FAQ
- What are N26 Spaces sub-accounts?
- Why are you calling them Spaces?
- What happens to my Main Account?
- How many spaces can I make?
- Can I pay from a Space?
- What happens if I delete a space?
- How do I see my total bank account balance?
- How can I get Spaces?
- What are the benefits of using the free checking account?